> ## Documentation Index
> Fetch the complete documentation index at: https://docs.cloak.ag/llms.txt
> Use this file to discover all available pages before exploring further.

# Fees

> The complete cost of using Cloak — who pays what, and when

Getting in is free, and staying in is free. Leaving costs 0.3% — plus a 0.005 SOL fixed fee when what's leaving is SOL.

## The who-pays table

| Action                                                                         | Protocol fee                                                                           | Gas & submission                                               |
| ------------------------------------------------------------------------------ | -------------------------------------------------------------------------------------- | -------------------------------------------------------------- |
| Shield (deposit)                                                               | **Free**                                                                               | Your wallet signs & pays network gas                           |
| Shielded→shielded transfer (funds stay inside the pool; available via the SDK) | **Free**                                                                               | Submitted for you; no gas from your wallet                     |
| Private send to an address — SOL                                               | **0.005 SOL fixed + 0.3%**                                                             | Submitted for you; no gas from your wallet                     |
| Private send to an address — USDC/USDT                                         | **0.3% only (no fixed fee)**                                                           | Submitted for you; no gas from your wallet                     |
| Withdraw to your own wallet                                                    | same as private send                                                                   | same                                                           |
| Private swap (SOL input)                                                       | **0.005 SOL fixed + 0.3%** of the SOL swapped (Jupiter price impact/slippage separate) | Submitted for you; no gas from your wallet                     |
| [Payment link](/guide/payment-links)                                           | Free to create; the standard send fee applies once, at claim                           | Claim is submitted for the recipient; no gas from their wallet |

## What the numbers mean

**Recipients receive exactly what you enter.** Type 1 SOL, and the recipient gets 1 SOL. The fee is added on top and comes out of your private balance — nothing is deducted on the receiving end.

**Only the program charges you.** Fees are collected on-chain by the Cloak program into a treasury account. Nothing else in the system charges you — no service margin, no spread, no hidden markup.

**Your wallet pays gas once — when shielding.** Shielding is an ordinary wallet transaction, so your wallet signs it and pays normal network gas. Everything you do from your private balance afterward — send, swap, unshield — is submitted for you: your wallet pays no gas and never appears as sender.

<Accordion title="Why does a private send carry the withdraw fee?">
  Because sending to a public address is, mechanically, a private withdrawal. Funds leave the pool and land at an address anyone can see — the fee applies to money leaving the pool, not to the act of sending. Transfers that stay shielded→shielded never leave the pool and are free at the protocol level; that path is available today through the [SDK](/sdk/introduction).
</Accordion>

<Tip>
  Other Solana privacy protocols charge a flat 1% on every withdrawal. Cloak charges 0.3% — plus a 0.005 SOL fixed fee for SOL.
</Tip>

## Two worked examples

**Send 1 SOL.** The recipient receives exactly 1 SOL. The fee is 0.005 SOL fixed + 0.003 SOL (0.3% of 1 SOL), so your private balance decreases by 1.008 SOL.

**Send 100 USDC.** The recipient receives exactly 100 USDC. The fee is 0.30 USDC (0.3%, no fixed fee), so your private balance decreases by 100.30 USDC.

## Where next

<CardGroup cols={2}>
  <Card title="How it works" icon="diagram-project" href="/guide/how-it-works">
    Walk through shield, send, swap, and unshield end to end.
  </Card>

  <Card title="Wallets & tokens" icon="wallet" href="/guide/wallets-and-tokens">
    Supported wallets, plus the tokens and per-token pools behind them.
  </Card>
</CardGroup>