1. Shield
Shielding moves SOL, USDC, or USDT from your wallet into your private balance. Your wallet signs the transaction and the funds enter the shielded pool for that token — each token has its own pool. In return, your private balance holds UTXOs: encrypted private notes of value that only you hold.- Minimum 0.01 SOL for SOL. No protocol minimum for USDC or USDT.
- No protocol fee on deposits.
- This is the only step where your wallet pays gas — normal Solana network costs, not a Cloak fee.
2. Private send
Send from your private balance to any Solana address or .sol domain. The recipient receives the exact amount you enter, at their address, as a normal balance. On-chain, the funds arrive from the Cloak pool — your wallet never appears as sender. Your wallet signs nothing and pays no gas; the transaction is submitted for you. Shielded pools are like sealed envelopes in a public mailbox: everyone sees mail, not what’s inside. The recipient sees a payment from the pool. A chain-watcher sees a withdrawal from the pool. Neither can link it back to your wallet. The fee is added on top of the entered amount and deducted from your private balance:- SOL: 0.005 SOL fixed + 0.3%
- USDC/USDT: 0.3%, no fixed fee
3. Private swap
Swap shielded SOL into any Jupiter-verified token — USDC, USDT, ZEC, and BONK by default, or search the full list. Cloak routes the swap through Jupiter for the best price. The output lands at the recipient address you choose as a normal public token balance; the link back to your funding wallet stays hidden.- Input is SOL only, minimum 0.01 SOL.
- Fee: 0.005 SOL fixed + 0.3% of the SOL swapped. Jupiter’s price impact and slippage are separate from Cloak’s fee.
4. Unshield
Unshielding is a private send with your own wallet address as the recipient — same mechanics, same fee. There is no separate withdraw screen in the app: enter your own address in Send, and the funds arrive from the pool with no on-chain link to the wallet that funded them. One honest caveat: once funds leave the pool, they are public again from that point on. Cloak hides the link between deposit and withdrawal; it does not hide what you do afterward.Getting the most privacy
Privacy strength grows with pool activity. Three habits make yours stronger:- Activity is cover. Each token has its own pool, and the more deposits and withdrawals a pool sees, the harder correlation becomes — for everyone in it.
- Let time pass. Funds already shielded are more private than shield-and-send in one step: separating the deposit and the send in time makes correlation much harder for a chain-watcher.
- Avoid distinctive amounts. Withdrawing an unusual exact amount right after an identical deposit weakens your privacy. Common amounts and patience strengthen it.
Where next
Fees
The full who-pays table — every flow, every fee, collected on-chain by the program.
Private balance
UTXOs, the backup file, and why the backup file is the money.